Cheap Car Insurance
We all want some of that don’t we … some cheap car insurance!
The way it works out with my car is that my car insurance comes up for renewal on the 7th January which is really annoying as its a really busy time, and the last thing I want to be doing is sifting through all the car insurance companies to find the best deal, juggling different excess amounts and entering your details into all those annoying comparison sites.
Dave’s car is with Direct Line and has been for the last 18 months. We went with them as they were the cheapest at the time and made it really simple to get a quote and get sorted. When my car came up for renewal we thought we’d move from Bell to Direct Line as they advertise the discount for a second car and it would be much easier to have both cars in the same place.
Our car insurance policies have always been really messed up as Dave’s car is in my name and my car is in Dave’s name. This stems from when we used to just have one car that was insured by Dave that ended up being my car. We always stumble with Data Protection when I’m not allowed to do anything that is in Dave’s name even if its for my car. Really annoying since it tends to be me that sorts out all the household stuff. I mean Dave can never even remember the postcode for the house or my date of birth so he often needs me to speak to them anyway.
Anyway … when we finally got through on the phone, the quote that we got from Direct Line in Dave’s name with 6 years no claims bonus, with the special second car discount, it ended up higher than my renewal with Bell. Perhaps I should have just left my car with Bell… but I don’t like the way they do their sneeky auto renewal without going through all the details again. This left my car not properly insured as Dave’s SP30 never got added at the renewal so I had been driving with invalid insurance – nice one Bell.