The Daily News: Car Insurance Quotes
With the advent of the internet, it has become exceptionally easy to shop around for dozens of auto insurance quotes in a very short period of time. Insurance companies are aware of this, and have to go to great lengths with very enticing advertising promising the lowest rates in order to compete, and get your attention and business. Before you attempt to navigate the plethora of insurance products available, there are five recommendations that will help you make out the best. 2) Be as accurate as possible when filling out the forms to receive quotes. Don't lie about a minor fender bender you had two years ago- fess up! The insurance company is going to find out anyway during the underwriting process, and then the rate may change. At that point, you would have to start over, and get quotes again from all the companies, telling each about the prior accident to see how it affects each quote. To save time, be honest from the start. 3) When you get a quote online, you will often be contacted by a salesperson by phone. Don't succumb to the pressure to accept the quote at this time, as they will probably push you to accept. Let the salesperson know you are shopping around, and will not be making a decision until all the quotes are in. It may seem like a great price to you at the time, but you may be surprised that it is not the best when the other companies get back to you, and it would be too bad if you had already made a decision. Also, letting the salesperson know you are shopping around gives them incentive to compete for your business, and try their best to give you the lowest possible price. 4) After you get all of the quotes, narrow down your list to the best two. Then, it is time to do some serious research, and look into each company in a much more thorough manner. This is the time to make absolutely sure that you will be getting what you thought you were paying for, and to read the fine print. You may discover some surprises. 5) Most importantly, make confident you
